Sulphur Springs Bancshares, Inc., a Texas corporation and registered bank holding company with its principal offices in Sulphur Springs, Texas (“SSBI”), The City National Bank of Sulphur Springs, a national banking association and wholly-owned subsidiary of SSBI (“CNB”), Morris County Bankshares Inc., a Texas corporation and registered bank holding company with its principal offices in Naples, Texas (“MCBI”), and The Morris County National Bank of Naples, a national banking association and wholly-owned subsidiary of MCBI (“MCNB”) announced Sept. 30 the signing of a definitive agreement.